Personal bankruptcy otherwise called “consumer bankruptcy,” may not be on any holiday wish list this season. But, why not give yourself the gift of living”debt free?” It may be something to consider. If you’re already consumed by debt, holiday spending will make an already bad financial situation more complicated and burdensome. Instead of stressing about how you’re going to pay off holiday gifts before you purchase them, consider taking a different approach. Commit to becoming debt free right now. Demonstrate purchasing restraint and honesty with yourself and others about finances. People who love and care for you will support your happiness and encourage your goal. No gift is worth adding to an existing financial hardship.
Unfortunately, home foreclosures, wage garnishments and car repos can happen at any moment. That’s mostly because lenders and collection agencies could care less about most celebrations. Their main focus is to collect outstanding debts. Therefore, there comes a time when your focus needs to shift from spending, to becoming debt free. Learn about your rights and save yourself the embarrassment and stress of bill collector calls. Get solid advice about how to get rid of your debt once and for all. Request a “no-strings attached”debt consultation with a friendly bankruptcy attorney. Start Right Now. There are consumer protections under the FDCPA that may apply. If your debt situation is serious enough to qualify, filing bankruptcy launches an “automatic stay” which can protect all of your assets and stop bill collectors until bankruptcy is over.
Bankruptcy law firms are open around the holidays.It’s true that bankruptcy filings slow down, but not because there’s no need for them. Many people push their debt problems aside during the holidays in an attempt to forget about the problem. Yet, the holidays are no excuse or reason for procrastination. The more spent, and time wasted, the more complicated your debt load can become. Tax season is right around the corner. If looking to get out of debt quickly, you’re apt to receive more personalized attention and quicker service by taking advantage of a slow season. The gift of becoming “debt free” could be cherished for many years; long after the hype of the holidays has passed.Learn more about bankruptcy.
A bankruptcy attorney is the best source of information for how to:
The Gift That Keeps Giving
Holidays carry a large burden of stress, especially if you’re already in serious debt. Here’s the good news; once debt free, you’ll have the opportunity to enjoy life again. While reviewing finances, it’s a good time to revisit retirement savings and structure a monthly budget that can be adhered to. Build credit scores, and regain a sense of power over your financial future. The team at Debt Advisors Law Offices wants to help you. Read Google Reviews about Bankruptcy to see how the process has changed the lives of people just you.