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Repairing Your Credit After Bankruptcy

Credit Report Repair Attorney

Milwaukee ● Madison ● Oshkosh ● Green Bay ● Sheboygan ● Racine & Kenosha

While bankruptcy can discharge debt obligations or adjust them so that you can effectively pay them off, elimination of those debts from your credit report isn’t automatic. Assistance with credit repair is another way that Debt Advisors, S.C. provides comprehensive debt relief services to people throughout southeastern Wisconsin from our three offices in Madison, Milwaukee and Oshkosh.

A bankruptcy lawyer at our firm can help you rebuild your credit by ensuring your outstanding debts discharged or paid off through bankruptcy are officially removed from your credit report. Contact us today to find out more about the credit repair and other steps you can take to make a fresh start .

Know Where You Credit Stands After Bankruptcy

When a client walks in our office, their credit rating is typically very low.   After filing bankruptcy, there is likely going to be an improvement in your score, but it may take some time.  A bankruptcy action will stay on your credit report for 10 years, calculated from your bankruptcy filing date, the legal discharge of debt should be noted on the report. If a report fails to note the discharged debt balances as zero, according to federal law, you have the right to challenge the accuracy of the information under the Fair Credit Reporting Act.

During your life after bankruptcy, a negative history with a zero balances on your credit report does not guarantee perpetual rejection when you want to buy a car or apply for a home loan. Credit repair is not hard, but it will take time. There are a number of things you can do to strengthen your finances:

  • Start a savings account
  • Set up automatic contributions from your paycheck to savings or retirement
  • Use one credit card, and pay off the balance every month
  • Take out a new, small loan and make consistent monthly payments on time
  • Monitor credit reports, note inaccuracies and challenge mistakes
  • Ask about our 720 Credit Score Program.

All consumers are entitled to free, annual credit reports from each major credit bureau. Proactive credit repair ensures that you avoid unfair bad credit ratings by a creditor involved in your bankruptcy.

Contact Our Wisconsin Debt Relief Offices: 1-800-222-5615

Remember, there are no shortcuts to building strong, clean credit after bankruptcy. Contact our credit repair lawyers for the sound advice and assistance you need to make your fresh start today.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.

Reviews by Google Users

  • 5 star review  They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.

    thumb Maria Hernandez
  • 5 star review  They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.

    thumb Ud Ho
  • 5 star review  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • 5 star review  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • 5 star review  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • 5 star review  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • 5 star review  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • 5 star review  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • 5 star review  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • 5 star review  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito

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