Chapter 13 bankruptcy is sometimes referred to as “debt reorganization.” It allows a person to:
For some people, including those who make too much money to file a Ch. 7 bankruptcy, Chapter 13 can prove to be a helpful option for debt relief.
Learn more about how bankruptcy can protect the things that are most important to you, such as a car or family home. Restore your financial health through the Chapter 13 bankruptcy process. The attorneys at Debt Advisors can help make this process as quick and painless as possible. We provide honest answers, solid advice, direction, and a free quote over the phone. All you have to do is fill out the form on this page to make an appointment for a free initial consultation. When you talk to a bankruptcy attorney from Debt Advisors, you can discuss your issues with us in person.
If you are faced with overwhelming amounts of debt, Chapter 13 may be the right solution for you.
In order for a person to qualify for Chapter 13, that person must have a regular source of income and have enough money to pay for basic living expenses while meeting the requirements of the Ch. 13 repayment plan. If you meet these requirements, you may begin the bankruptcy process, which will enter an automatic stay order that prevents creditors from continuing any collections against you, including letters, phone calls and legal actions.
Interest Free Repayment Plan
Your Chapter 13 interest-free repayment plan is an agreement between you and your creditors. In exchange for making these payments over a three to five year period, a portion of your debt will actually be forgiven by your creditors. This means that you will often end up paying less back to your creditors than what you had originally owed them. Our bankruptcy law firm helps you every step of the way to create this plan. We notify all of your creditors, refer you to an approved financial management class and guide you through all other aspects of the process in an efficient and effective manner.
WHAT CHAPTER 13 BANKRUPTCY LOOKS LIKE FOR YOU
At Debt Advisors Law Offices, We are a debt relief agency. We can help you find immediate relief from the financial woes that are such a burden on your life.
From harassing creditor calls and letters, to a pending home foreclosure or vehicle repossession and wage garnishments; we help you find debt relief through the Wisconsin bankruptcy process. If Ch. 13 Debt Reorganization Bankruptcy is the right solution to provide debt relief for you and your family, we can even provide a free quote over the phone during your free consult. Our goal is to work with together to develop a payment plan that is right for you and your individual situation.
Contact us at one of our (7) Wisconsin locations by completing the form “Start Right Now” on this page or by calling toll free at 888-222-5615.
Let’s have a brief no pressure call to see if our free consultation is right for you. Fill out the form below and we’ll get in touch with you right away
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I highly recommend Debt Advisors if you are considering a bankruptcy. We are nearing the end of our plan and everyone at DA has been extremely helpful and thorough. Angel in particular has been very helpful with the many, many questions we've had over the years. Thanks for all of your efforts!
Everyone treated me with dignity and respect. Chad explained everything and put me at ease. I would recommend Debt Advisors to anyone looking for professional quality experience.
I had nothing but an amazing experience. Very professional, intelligent, hard working, and caring. Attorney Michael S. Georg was nothing short of amazing! He made the process painless and easy. From the first meeting to the last he was nothing but professional and showed that he cared! His staff was excellent and is very helpful!
From the second I walked in and talked to the lawyer I felt a sense of relief and a huge weight off my shoulders. Debt Advisors was efficient, timely, and professional. They helped my husband and I to get a fresh start financially.We’re so happy we chose Debt Advisors!!
Not a good year, 2016. Chad L. Schomburg at Debt Advisors Law Office made it easier. Very professional and with the knowledge to answer all my questions. Extremely happy with the results and I highly recommend this Law Office.
Mike Georg was extremely helpful during the entirety of my process. He made sure I understood exactly what was going to happen and he was always there to answer any questions I may have had. I really like the fact that I didn’t have to pay all out of pocket at once. Their payment plan made it easy for me to pay what I had to without breaking the bank. I’m completely satisfied with the level of professionalism that everyone in the office has. Even to this day I’m able to get in touch with them which I’m really grateful for. I’d definitely recommend them to my family and friends. If your someone who’s looking to get out of debt but are skeptical, you’ll have no worries here with Debt Advisors. The process is quick and easy.
I still remember the day when I started my bankruptcy back in 2016. I selected Debt Advisors because a good friend of mine had recommended Atty Mike Georg to me. After we met I was glad that I did select Debt Advisors for many reasons. Mainly, it was the professionalism and care that Mike and his staff showed me throughout the entire process. It felt good knowing that my situation would be taken care of efficiently and in a timely manner. Even after my bankruptcy was discharged Attorney Mike Georg and Debt Advisors have been there for me in 2018 and this 2020. Both times I've needed professional help with things like providing me with documents and forms that I've needed from my case. I strongly encourage anyone looking for debt consultation to visit Debt Advisors for help. They're great at what they do!
Bankruptcy is never fun, but this Law Office made it so much easier. If I ever had any questions at all they were answered timely. They even helped me through a rough time when I ended up having to pay taxes and had a big medical exspense too! They were always kind and never made me feel bad for having to do the bankruptcy. They were sympathetic to why and just helped me through it! I recommend them to anyone I know going through this or having to start this process. I know of two of the people I referred who used htem and loved them too! Thank you Debt Advisors Law Offices! Jeremy and Angel thank you personally!
I can confidently say that Debt Advisors is NOT in the business of taking advantage of you in your current situation. Debt Advisors is in the business of helping you get in a better place than you are now. I was there, constantly worrying about this large amount of debt that I owed. Feeling sick to my stomach and unable to sleep at night. Then I talked to Mike. He is genuine and honest. Having him in my corner took this huge weight off my chest. If you are in this place, I highly recommend giving Debt Advisors a call, it is the first step in the right direction.
I had nothing but and amazing experience with Debt Adviosrs. They made this process for me easy and painless. Still today they are open and willing to help me. These are really great people, and they really care. Thank you Geroge and the rest of your team.