Chapter 13 bankruptcy in Wisconsin is an interest-free repayment plan. It is essentially an agreement between you and your creditors. In exchange for making these payments over a three to five-year period, a portion of your debt will actually be forgiven by your creditors. This means that you will often end up paying less back to your creditors than what you had originally owed them. Our bankruptcy law firm helps you every step of the way to create this plan. We notify all of your creditors, refer you to an approved financial management class, and guide you through all other aspects of the process in an efficient and effective manner.
File Chapter 13 bankruptcy to achieve a complete “debt reorganization.” For some people, including those who make too much money to file a Chapter 7, Chapter 13 has proven to be a helpful and powerful option for debt relief. Debt Advisors Law Offices utilizes Ch.13 to implement creative, affordable and effective ways to address debts that are otherwise impossible to overcome.
Chapter 13 bankruptcy is an interest free debt reduction & repayment plan that allows a person to:
We answer all of your questions while assisting through the qualification process. If all Chapter 13 requirements are met, the bankruptcy process can begin. Filing a Chapter 13 with Debt Advisors will quickly launch an automatic stay order. This prevents creditors from continuing any collections against you, including letters, phone calls and legal actions.
In order for a person to qualify for Chapter 13:
The beginning stages of a Chapter 13 bankruptcy are an ideal time to address student loans, overdue taxes, or back child support or alimony. Addressing your domestic support obligations during bankruptcy may keep you out of legal trouble in the future. Through a Chapter 13 bankruptcy, we help reorganize and reduce bills into a more affordable payment plan. Our legal team negotiates with companies, government agencies, and banks on your behalf. Through these actions, we are often able to free up the funds necessary to tackle obligations that are behind in payment; such as student loans and recent taxes. We have over twenty five years of bankruptcy experience to ensure you get the most out of your debt reorganization and repayment plan. It’s important to speak with a bankruptcy attorney to get all the facts about:
When Ch. 13 Debt Reorganization Bankruptcy sounds like the right solution for you and your family, ask for your free consultation from Debt advisors. Through the initial consult, we can assess your situation, answer questions, and guide you towards the next best steps. Our goal is to work with together to develop a payment plan that is right for you and your individual situation. Request your free consult today.
Learn more about how Ch.13 bankruptcy can protect the things that are most important to you, such as a car or family home. Restore your financial health through the Chapter 13 bankruptcy process. The attorneys at Debt Advisors help make this process as quick and painless as possible. We provide honest answers, soli advice, direction, and after bankruptcy support. But don’t just take our word for it; read what clients have to say about our services and how we have changed their lives for the better: