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Benefits of Credit Counseling

Credit Counseling Attorney

Madison ● Milwaukee ● Oshkosh ● Green Bay ● Sheboygan
The bankruptcy code amendments of 2005 include a significant change requiring individuals to seek credit counseling prior to filing Chapter 7 or Chapter 13, and debt education before bankruptcy is completed. Without these mandatory counseling classes from an approved agency, you cannot submit a petition for bankruptcy or have your debts legally discharged. The experienced bankruptcy lawyers of Debt Advisors help residents in Milwaukee, Dane, Brown and Winnebago counties get a fresh start through bankruptcy and credit repair services.

We believe it is always good to know where your hard-earned money is going, and we can help you register for the required credit counseling and debt education classes. Contact us at one of our four offices in Milwaukee, Green Bay, Madison or Oshkosh, Wisconsin.

Wisconsin Debt Management Service Lawyers

Required attendance in the credit counseling class can provide you with alternatives to filing for bankruptcy. The class may be taken in person, over the telephone or online and usually lasts no more than an hour. Once completed, you have the option to continue the bankruptcy process. While many creditors prefer that you seek debt consolidation rather than filing for bankruptcy, it pays to be wary of debt consolidation scams. Our bankruptcy attorneys will help you understand your options so that you can make informed decisions about how to proceed.

In addition to the credit counseling class, you are also required to attend a debtor education class before your debts are legally discharged by the bankruptcy court. A counselor in this class can help teach you money management skills including:

  • Recognizing the warning signs of unmanageable debt
  • Credit repair & setting a reasonable budget (Download Budget Worksheet)
  • Dealing with identity theft and debt collectors.  (Learn about FDCPA)
  • Understanding credit report myths and truths

Debt education class

This is a proactive means to address both you current financial problems, and any future challenges that you may face. Our comprehensive approach to consumer bankruptcy can help you repair your credit report and other life after bankruptcy concerns.

Contact a Credit Counseling Bankruptcy Attorney Today

While credit counseling and debtor education are not free the courses offer valuable financial advice. Contact Debt Advisorsfor an appointment to discuss how we can help you make a fresh start.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.

Reviews by Google Users

  • review rating 5  They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.

    thumb Maria Hernandez
  • review rating 5  They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.

    thumb Ud Ho
  • review rating 5  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • review rating 5  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • review rating 5  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • review rating 5  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • review rating 5  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • review rating 5  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • review rating 5  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • review rating 5  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito

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