Benefits of Credit Counseling

Credit Counseling Attorney

Madison ● Milwaukee ● Oshkosh ● Green Bay ● Sheboygan
The bankruptcy code amendments of 2005 include a significant change requiring individuals to seek credit counseling prior to filing Chapter 7 or Chapter 13, and debt education before bankruptcy is completed. Without these mandatory counseling classes from an approved agency, you cannot submit a petition for bankruptcy or have your debts legally discharged. The experienced bankruptcy lawyers of Debt Advisors help residents in Milwaukee, Dane, Brown and Winnebago counties get a fresh start through bankruptcy and credit repair services.

We believe it is always good to know where your hard-earned money is going, and we can help you register for the required credit counseling and debt education classes. Contact us at one of our four offices in Milwaukee, Green Bay, Madison or Oshkosh, Wisconsin.

Wisconsin Debt Management Service Lawyers

Required attendance in the credit counseling class can provide you with alternatives to filing for bankruptcy. The class may be taken in person, over the telephone or online and usually lasts no more than an hour. Once completed, you have the option to continue the bankruptcy process. While many creditors prefer that you seek debt consolidation rather than filing for bankruptcy, it pays to be wary of debt consolidation scams. Our bankruptcy attorneys will help you understand your options so that you can make informed decisions about how to proceed.

In addition to the credit counseling class, you are also required to attend a debtor education class before your debts are legally discharged by the bankruptcy court. A counselor in this class can help teach you money management skills including:

  • Recognizing the warning signs of unmanageable debt
  • Credit repair & setting a reasonable budget (Download Budget Worksheet)
  • Dealing with identity theft and debt collectors.  (Learn about FDCPA)
  • Understanding credit report myths and truths

Debt education class

This is a proactive means to address both you current financial problems, and any future challenges that you may face. Our comprehensive approach to consumer bankruptcy can help you repair your credit report and other life after bankruptcy concerns.

Contact a Credit Counseling Bankruptcy Attorney Today

While credit counseling and debtor education are not free the courses offer valuable financial advice. Contact Debt Advisorsfor an appointment to discuss how we can help you make a fresh start.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.

Reviews by Google Users

  • review rating 5  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • review rating 5  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • review rating 5  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • review rating 5  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito
  • review rating 5  Debt Advisors Law Offices rock! I went into bankruptcy not knowing what to expect but Mr. Pietrek who represented me put my mind at ease. Mr. Pietrek answered all of my question in-person and on the phone. I never felt uncomfortable or embarrassed. The amount of money I had to pay was like half the amount I would have had to pay going through ay other firm. If for some reason I had to go through bankruptcy again there would be no one else I would use. Good people good prices great services.

    thumb CJ M
  • review rating 5  I am so grateful for the Debit Advisors in assisting me to get my life back on track. I have great respect for them. Debit Advisors has integrity! I was in a very difficult situation and they guided me through. They were honest with me about what I could and could not do, what is allowable and not allowable, they got bill collectors off my back and they replied back to me in a timely manner when I had questions. As long as I did my part in the process, they more than did their part.

    thumb Kathy Carter
  • review rating 5  Awesome experience! Helpful all the way through the process. Saved our lives.! Chad was great and everyone was so helpful.

    thumb michael sabel
  • review rating 5  Chad makes bankruptcy look and feel easy. He was very transparent, to the point, and comforting throughout the process. Any questions via email or call, were responded to in a beyond timely fashion. I would highly recommend working with Debt Advisors to get your fresh start.

    thumb Alexandria Jackson
  • review rating 5  The team at debt advisors are best. They help me with all my financial issues. Everything it took for me to get through my situation they were there from beginning to the end. I would recommend them to anyone that's in a financial situation. Give them a call

    thumb Demetrick Fleming
  • review rating 5  The team at debt advisors are best. They help me with all my financial issues. Everything it took for me to get through my situation they were there from beginning to the end. I would recommend them to anyone that's in a financial situation. Give them a call

    thumb Demetrick Fleming

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