Benefits of Credit Counseling

Credit Counseling Attorney

Madison ● Milwaukee ● Oshkosh ● Green Bay ● Sheboygan
The bankruptcy code amendments of 2005 include a significant change requiring individuals to seek credit counseling prior to filing Chapter 7 or Chapter 13, and debt education before bankruptcy is completed. Without these mandatory counseling classes from an approved agency, you cannot submit a petition for bankruptcy or have your debts legally discharged. The experienced bankruptcy lawyers of Debt Advisors help residents in Milwaukee, Dane, Brown and Winnebago counties get a fresh start through bankruptcy and credit repair services.

We believe it is always good to know where your hard-earned money is going, and we can help you register for the required credit counseling and debt education classes. Contact us at one of our four offices in Milwaukee, Green Bay, Madison or Oshkosh, Wisconsin.

Wisconsin Debt Management Service Lawyers

Required attendance in the credit counseling class can provide you with alternatives to filing for bankruptcy. The class may be taken in person, over the telephone or online and usually lasts no more than an hour. Once completed, you have the option to continue the bankruptcy process. While many creditors prefer that you seek debt consolidation rather than filing for bankruptcy, it pays to be wary of debt consolidation scams. Our bankruptcy attorneys will help you understand your options so that you can make informed decisions about how to proceed.

In addition to the credit counseling class, you are also required to attend a debtor education class before your debts are legally discharged by the bankruptcy court. A counselor in this class can help teach you money management skills including:

  • Recognizing the warning signs of unmanageable debt
  • Credit repair & setting a reasonable budget (Download Budget Worksheet)
  • Dealing with identity theft and debt collectors.  (Learn about FDCPA)
  • Understanding credit report myths and truths

Debt education class

This is a proactive means to address both you current financial problems, and any future challenges that you may face. Our comprehensive approach to consumer bankruptcy can help you repair your credit report and other life after bankruptcy concerns.

Contact a Credit Counseling Bankruptcy Attorney Today

While credit counseling and debtor education are not free the courses offer valuable financial advice. Contact Debt Advisorsfor an appointment to discuss how we can help you make a fresh start.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.

Reviews by Google Users

  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness Quickly took all the pressures of collections and calls off mine and my wife's life. Fast to respond to questions and handle any concerns. Easy to work with and month out of my discharge my credit score in mid 600s . Can't thank our team enough.

    thumb James Blue
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Michael and his staff were beyond professional, I didn’t hesitate asking them any questions, I wasn’t concerned about anything, I would highly recommend them. Their communication is on point, friendly, kind, honest, patient, fast responses I’m completely satisfied with their service.

    thumb amoshgar zahngenner
  • 5 star review  Positive: Professionalism ,  Quality ,  Value I was refered by a friend and they were very nice and helpful and answered all my questions not knowing what to expect.

    thumb Heather Helgestad
  • 5 star review  Awesome no worries no stress just done period

    thumb Yolanda Curtis
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Was awesome to work with them! They helped me through a difficult time and really helped me move forward in life. Back over 700 credit score after 2 years from discharge and buying a new house.

    thumb Anthony Padovano (AJ)
  • 5 star review  Positive: Quality They helped me with the bankruptcy case and they were very helpful in the information and they were friendly

    thumb desilu mclaurin
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Great company and so easy to work with! Would definitely recommend as they mad a difficult time in my life a little easier.

    thumb Nicole Werther
  • 5 star review  Positive: Professionalism ,  Quality

    thumb Shakima Kimbrough
  • 5 star review  Positive: Professionalism I have used Michael George at Debt Advisors a few times in the past, and enjoy the professional, knowledgeable service that he provides. His good sense of humor and easy going disposition make getting through your debt relief program a breeze! I highly recommend his services and helpful staff.

    thumb Ed Rose
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness Excellent communication and explanation of process. My questions were always answered in a timely manner.

    thumb Victor Perez

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