Communication with our law firm is convenient through both virtual & in-person meeting settings, online website forms, telephone, mail & email.

The Truth About Bankruptcy

There are many negative stereotypes about bankruptcy that may prevent folks from seeking advice.  Filing Chapter 7 or Chapter 13 bankruptcy is not complicated or scary if you have an experienced attorney on your side. Google reviews will support the fact that many Wisconsin residents have filed bankruptcy, and are grateful they did. Before wasting money on debt-relief services that may not work, seek the truth about bankruptcy. Contact Debt Advisors toll free at 888-222-5615 or fill out the “Start Right Here” form.

Bankruptcy Protections

Ultimately, bankruptcy is a helpful tool for millions of people. It offers powerful protections for consumers who struggle with debt. Protections involve issues associated with excessive debt. Prevent home foreclosure or repossession proceedings, stop creditor harassment or wage garnishments, and more.

Everyone deserves a chance for a fresh start. At Debt Advisors Law Offices, we pride ourselves in making the bankruptcy process easy. We have helped thousands of Wisconsin families eliminate debt completely!  Take advantage of our solid advice and expertise in this area.

Bankruptcy Types

There are two main types of consumer bankruptcy. Chapter 7 bankruptcy is one of them; commonly called “liquidation” bankruptcy. You’ll need to pass a “means test” to file Chapter 7. A bankruptcy attorney will coach you through this step. In addition, there are income levels and other requirements which need to be met in order to qualify for this type of bankruptcy. However, ch.7 bankruptcy is quick. Another wonderful thing about chapter 7 is that it will discharge most of your unsecured debt. This means that you could potentially eliminate all debt.

Chapter 13 is another common type of bankruptcy. This option is often referred to as “debt restructuring and repayment.” Your bankruptcy attorney will work with banks and other creditors for a repayment plan that is more reasonable. Over several years, you’ll pay back a portion of your debt. But, most people are surprised at how well Debt Advisors can work to bring down the debt to a more reasonable amount. These negotiations will end in a plan that clearly benefits you and your family. Wisconsin also has a debt consolidation bankruptcy alternative which is referred to as Wisconsin Chapter 128. This option is not federal bankruptcy; instead, it’s a program offered by the State of Wisconsin.

State & Federal Bankruptcy 
People who file for bankruptcy have tried to get out of debt unsuccessfully. They feel trapped by the enormous stress that excessive debts and bill collectors can bring. If you’re one of these people, we hope you’ll consider the bankruptcy process. Everyone deserves a chance for a fresh start. Reach out to us. Mistakes happen when folks try filing bankruptcy on their own. There are clear benefits in obtaining counsel from a Wisconsin bankruptcy attorney at Debt Advisors.

Bankruptcy can be filed at a state or federal level, depending upon which one best fits your situation. At Debt Advisors we are versed in Wisconsin Bankruptcy laws as well as federal bankruptcy laws. We provide effective and efficient bankruptcy advice and guidance every day. If there are alternative options that may benefit you, we’ll let you know what those are. It’s important to fully understand the truth about how bankruptcy can protect you so that you can eliminate debt for good. When you’re ready to move forward with bankruptcy, it’s important to us that you are feeling confident about that decision.

Take That First Step

The awakening is to realize there is a financial problem that is out of control. The difficult part is coming to own the mistakes or life situations that brought you to this point. Life happens, and sometimes it is unfair. People who seek bankruptcy advice and eventually file bankruptcy are not bad people. On the contrary, people who look for solutions to their problems are brave and honorable. Once you realize this, it should be easier to take that first step. Talk with an experienced bankruptcy lawyer. We offer both virtual and in-person meeting options. At Debt Advisors we don’t push bankruptcy unless it is truly the best option to pursue. See if  bankruptcy is right for you; filing out the “start right here” form that initiates your interest.

Bankruptcy Process

Our focus at Debt Advisors is bankruptcy and the bankruptcy process. We want to set the record straight regarding the truth about bankruptcy and why so many find it life-changing. On that thought, there are many things your attorney will want to talk about and navigate through while considering bankruptcy. It’s extremely important to be open and honest about your financial situation. When bankruptcy is the best resolution for your debt problems, we make the process as quick and painless as possible. Here are the first few actions that you can expect to happen at the beginning of the bankruptcy process:

    • You retain one of our attorneys to represent you
    • All of requested paperwork & documents have been received
    • There is a petition to declare bankruptcy filed by your attorney

Bankruptcy Services & Fees

The best advice is to hire an experienced attorney for the efficient and effective handling of a bankruptcy petition. You’ll find that hiring a Debt Advisors attorney is far more affordable than many other bankruptcy law firms. However, some clients still question how to afford bankruptcy services when they’re already overwhelmed with debt. That issues is resolved when they learn that we do everything in our power to work with the unique financial situation of every client. Payment plans, a “sliding fee scale,” and other creative ideas are available to cover our professional services.

Here’s our commitment about fees:

  • We keep our fees as low as possible.
  • Provide transparency & honesty about fees.
  • Help find creative ways to pay for services.
  • Ensure that you receive the financial relief that you and your family need.

Debt Advisors Law Offices

Debt Advisors Law Offices is a debt relief agency that files for bankruptcy relief under the Bankruptcy Code. To effectively represent clients in bankruptcy we are both effective litigators and negotiators. Our attorneys offer a very in-depth understanding of bankruptcy laws and an enormous amount of experience with the bankruptcy process. Take advantage of your free initial consultation. Myths and fears about bankruptcy that often prevent people from seeking debt-relief solutions are addressed upfront. Fees are discussed openly and guidance is detailed.

Reviews by Google Users

  • 5 star review  They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.

    thumb Maria Hernandez
  • 5 star review  They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.

    thumb Ud Ho
  • 5 star review  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • 5 star review  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • 5 star review  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • 5 star review  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • 5 star review  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • 5 star review  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • 5 star review  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • 5 star review  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito

More Information? Contact Us:

Follow Us On:

image image image