Save your home from foreclosure. Stop car repos and wage garnishments. Improve your credit scores and future buying power. All of these things are possible when filing bankruptcy. Read client reviews and  “success stories” below, including debt problems and solutions that may be similar to your situation.

COVID-19 Debt Problem

Client that was supposed to meet with us toward the end of March.  Then COVID-19 hit Wisconsin pretty hard.  She still wanted to file her case, but didn’t want to meet in person. In addition, the courts still required us to make sure we had reviewed the paperwork and obtained signatures that we needed to file.

The Debt Solution: Our firm was able to look into multiple video options for video conferencing, as well as phone conferencing.  This enabled me to meet with her over video, and mail her the documents to sign.  In turn the court now uses video, and phone for all of the bankruptcy hearings and 341 meetings.  We were able to calm her fears of the virus as well as get her case filed for her in a timely fashion.

Behind on Taxes Debt Problem

Client by the name of Sharon owned a home in Madison, WI.  She fell behind over 2 years behind on her property taxes on her home.  The City was about to seize her home, and was going to sell it.  She started working again, and needed to save her house.

The Debt Solution:  Sharon came in to Debt Advisors, and through many tears told us her story.  We were able to work with her quickly to resolve the situation.  The City was contacted and verified that the property was not yet sold or seized.  Chapter 13 bankruptcy was filed for her. A Chapter 13 allows for the city to be paid back property tax arrears through a payment plan. The City agreed to file the claim, and allowed my client to keep her house.

Auto Accident Debt Problem

On his way to work, the client lost control of his vehicle due to icy roads and got into a car accident.  As a result of the accident, the client incurred a $20,000 accident judgment.  The Department of Motor Vehicles subsequently suspended the client’s license because of the accident judgment.  The client had little means to get to work and make a living.

The Debt Solution:  Debt Advisors filed an emergency Chapter 7 bankruptcy which wiped out the $20,000 accident judgment.  The suspension on the client’s license was revoked and the client was able to resume his commute to his employment.

Mortgage Debt Problem

The clients owed two mortgages on their residence.  The second mortgage was completely under water with a high interest rate.  The clients also did not have the disposable income in order to afford their monthly mortgage payments for their second mortgage payments along with all of the rest of their unsecured debt. Actions prevented home foreclosure.

The Debt Solution:  After a free consultation, the clients decided to file a chapter 13 bankruptcy with a lawyer from Debt Advisors.  Through their chapter 13 bankruptcy, the clients were able to strip the lien on their second mortgage.  The clients’ second mortgage ended up being wiped out at the end of their chapter 13 bankruptcy with only a nominal amount of payments made to their second mortgage company through their chapter 13 plan.  The clients were also able to pay off the rest of their debt on cents on the dollar through easily managed monthly payments in their chapter 13 bankruptcy.

Car Repo Debt Problem

A single mom with 2 kids had her car repossessed because she was laid-off from work and fell behind on her car payments.  She had been called back to work in Waukesha County a few days before the car was repossessed.  She needed her car to travel to-and-from work. Quick action got car repo back.

The Debt Solution:  She met with an experienced attorney at Debt Advisors Law Offices.  We advised her to file an emergency chapter 13 petition to compel the creditor to return the car repo to her.  We filed the bankruptcy petition and her car was returned 3 days later. She is now able to get to work, her car is safe and she is on the road to financial security.

Credit Card Debt Problem

Bob was in debt due mostly to personal credit cards.  In addition, he owed in back taxes from years prior.  Creditors and collection agencies had been consistent with their calls and attempts to collect from Bob, but he was not able to pay.  To make it worse, the IRS recently began garnishing wages.

The Debt Solution:  A Chapter 7 bankruptcy was filed for Bob, and the IRS was contacted on his behalf.  These actions immediately cleared credit card debts and even the back taxes.  Wage garnishments ceased, and Bob was finally debt free with a more optimistic financial future

Behind On House Payments Debt Problem

Clients were underwater on their property which was secured by three mortgages. They were failing to keep up with payments on the mortgages and also maintain their home. The house was in disrepair and needed substantial upkeep. They were in danger of losing their home.

The Debt Solution: A Chapter 13 bankruptcy was filed to deal with all three mortgages, proposing to pay off behind payments on the first two mortgages.  Then we filed a lawsuit against the third mortgage company within the bankruptcy to avoid that mortgage. After a contested trial, the Judge ruled in our favor.   If the clients successfully complete their Chapter 13, they will not have to pay the 3rd mortgage which will be discharged along with their other debts. They will also be current on the 1st and 2nd mortgages.

Personal Bankruptcy Stories

We do every so often also receive a much appreciated handwritten card or letter. Recently, a son accompanied his parents to Debt Advisors for legal representation to file bankruptcy. The son was so inspired by his experience at Debt Advisors that he wrote a personal letter stating:

“Thank you for helping my family through on of the most difficult times we’ve ever experienced… I am proud to announce that I have decided to attend Marquette University Law School this fall. You inspired my interest in the law and helped make my dream a reality. For that, I will be eternally grateful.

Especially after COVID-19, many families find themselves in debt and unable to make gains on their own.  Client success stories are testaments to:

  • Bankruptcy Services
  • Non-Bankruptcy Services
  • 720 Credit Score Program
  • Services to Sue Creditors
  • Debt elimination
  • Debt Settlements
  • Car Repo
  • Home Foreclosure
  • Wage Garnishments
  • Credit Card Debt
  • Medical Debt
  • Unemployment Debt
  • Collection Agencies

Your Personal Success Story

If you’re looking to establish a personal success story of your own, we encourage you to  reach out to our Debt Advisors bankruptcy law firm.  We service Wisconsin in a virtual setting or at one of our (7) office locations.  To share your story with us, request a free, no obligation financial consultation. Simply fill out the form on this page titled, “Start Right Here.” Later if you decide to hire us, you can do so for as little as $100. We offer virtual meeting options. No matter what your personal situation is, we are here to help!

Reviews by Google Users

  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness Quickly took all the pressures of collections and calls off mine and my wife's life. Fast to respond to questions and handle any concerns. Easy to work with and month out of my discharge my credit score in mid 600s . Can't thank our team enough.

    thumb James Blue
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Michael and his staff were beyond professional, I didn’t hesitate asking them any questions, I wasn’t concerned about anything, I would highly recommend them. Their communication is on point, friendly, kind, honest, patient, fast responses I’m completely satisfied with their service.

    thumb amoshgar zahngenner
  • 5 star review  Positive: Professionalism ,  Quality ,  Value I was refered by a friend and they were very nice and helpful and answered all my questions not knowing what to expect.

    thumb Heather Helgestad
  • 5 star review  Awesome no worries no stress just done period

    thumb Yolanda Curtis
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Was awesome to work with them! They helped me through a difficult time and really helped me move forward in life. Back over 700 credit score after 2 years from discharge and buying a new house.

    thumb Anthony Padovano (AJ)
  • 5 star review  Positive: Quality They helped me with the bankruptcy case and they were very helpful in the information and they were friendly

    thumb desilu mclaurin
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness ,  Value Great company and so easy to work with! Would definitely recommend as they mad a difficult time in my life a little easier.

    thumb Nicole Werther
  • 5 star review  Positive: Professionalism ,  Quality

    thumb Shakima Kimbrough
  • 5 star review  Positive: Professionalism I have used Michael George at Debt Advisors a few times in the past, and enjoy the professional, knowledgeable service that he provides. His good sense of humor and easy going disposition make getting through your debt relief program a breeze! I highly recommend his services and helpful staff.

    thumb Ed Rose
  • 5 star review  Positive: Professionalism ,  Quality ,  Responsiveness Excellent communication and explanation of process. My questions were always answered in a timely manner.

    thumb Victor Perez

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