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Save your home from foreclosure. Stop car repos and wage garnishments. Improve your credit scores and future buying power. All of these things are possible when filing bankruptcy. Read client reviews and  “success stories” below, including debt problems and solutions that may be similar to your situation.


COVID-19 Debt Problem: Client that was supposed to meet with us toward the end of March.  Then COVID-19 hit Wisconsin pretty hard.  She still wanted to file her case, but didn’t want to meet in person. In addition, the courts still required us to make sure we had reviewed the paperwork and obtained signatures that we needed to file.

The Debt Solution: Our firm was able to look into multiple video options for video conferencing, as well as phone conferencing.  This enabled me to meet with her over video, and mail her the documents to sign.  In turn the court now uses video, and phone for all of the bankruptcy hearings and 341 meetings.  We were able to calm her fears of the virus as well as get her case filed for her in a timely fashion.


Foreclosure Debt Problem:  Client by the name of Sharon owned a home in Madison, WI.  She fell behind over 2 years behind on her property taxes on her home.  The City was about to seize her home, and was going to sell it.  She started working again, and needed to save her house.

The Debt Solution:  Sharon came in to Debt Advisors, and through many tears told us her story.  We were able to work with her quickly to resolve the situation.  The City was contacted and verified that the property was not yet sold or seized.  Chapter 13 bankruptcy was filed for her. A Chapter 13 allows for the city to be paid back property tax arrears through a payment plan. The City agreed to file the claim, and allowed my client to keep her house.


Auto Accident Debt Problem:  On his way to work, the client lost control of his vehicle due to icy roads and got into a car accident.  As a result of the accident, the client incurred a $20,000 accident judgment.  The Department of Motor Vehicles subsequently suspended the client’s license because of the accident judgment.  The client had little means to get to work and make a living.

The Debt Solution:  Debt Advisors filed an emergency Chapter 7 bankruptcy which wiped out the $20,000 accident judgment.  The suspension on the client’s license was revoked and the client was able to resume his commute to his employment.


Mortgage Debt Problem:  The clients owed two mortgages on their residence.  The second mortgage was completely under water with a high interest rate.  The clients also did not have the disposable income in order to afford their monthly mortgage payments for their second mortgage payments along with all of the rest of their unsecured debt. Actions prevented home foreclosure.

The Debt Solution:  After a free consultation, the clients decided to file a chapter 13 bankruptcy with a lawyer from Debt Advisors.  Through their chapter 13 bankruptcy, the clients were able to strip the lien on their second mortgage.  The clients’ second mortgage ended up being wiped out at the end of their chapter 13 bankruptcy with only a nominal amount of payments made to their second mortgage company through their chapter 13 plan.  The clients were also able to pay off the rest of their debt on cents on the dollar through easily managed monthly payments in their chapter 13 bankruptcy.


Car Repo Debt Problem:   Single mom with 2 kids had her car repossessed because she was laid-off from work and fell behind on her car payments.  She had been called back to work in Waukesha County a few days before the car was repossessed.  She needed her car to travel to-and-from work. Quick action got car repo back.

The Debt Solution:  She met with an experienced attorney at Debt Advisors Law Offices.  We advised her to file an emergency chapter 13 petition to compel the creditor to return the car repo to her.  We filed the bankruptcy petition and her car was returned 3 days later. She is now able to get to work, her car is safe and she is on the road to financial security.


Credit Card Debt Problem:  Bob was in debt due mostly to personal credit cards.  In addition, he owed in back taxes from years prior.  Creditors and collection agencies had been consistent with their calls and attempts to collect from Bob, but he was not able to pay.  To make it worse, the IRS recently began garnishing wages.

The Debt Solution:  A Chapter 7 bankruptcy was filed for Bob, and the IRS was contacted on his behalf.  These actions immediately cleared credit card debts and even the back taxes.  Wage garnishments ceased, and Bob was finally debt free with a more optimistic financial future


Mortgage Payment Debt Problem: Clients were underwater on their property which was secured by three mortgages. They were failing to keep up with payments on the mortgages and also maintain their home. The house was in disrepair and needed substantial upkeep. They were in danger of losing their home.

The Debt Solution:  A Chapter 13 bankruptcy was filed to deal with all three mortgages, proposing to pay off behind payments on the first two mortgages.  Then we filed a lawsuit against the third mortgage company within the bankruptcy to avoid that mortgage. After a contested trial, the Judge ruled in our favor.   If the clients successfully complete their Chapter 13, they will not have to pay the 3rd mortgage which will be discharged along with their other debts. They will also be current on the 1st and 2nd mortgages.

Personal Bankruptcy Stories

Especially after COVID-19, many families find themselves in debt and unable to make gains on their own.  Client success stories are testaments to:

  • Bankruptcy Services
  • Non-Bankruptcy Services
  • 720 Credit Score Program
  • Services to Sue Creditors
  • Debt elimination
  • Debt Settlements
  • Car Repo
  • Home Foreclosure
  • Wage Garnishments
  • Credit Card Debt
  • Medical Debt
  • Unemployment Debt
  • Collection Agencies

Your Personal Success Story

If you’re looking to establish a personal success story of your own, we encourage you to  reach out to our Debt Advisors bankruptcy law firm.  We service Wisconsin in a virtual setting or at one of our (7) office locations.  To share your story with us, request a free, no obligation financial consultation. Simply fill out the form on this page titled, “Start Right Here.” Later if you decide to hire us, you can do so for as little as $100. We offer virtual meeting options. No matter what your personal situation is, we are here to help!

Reviews by Google Users

  • 5 star review  They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.

    thumb Maria Hernandez
  • 5 star review  They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.

    thumb Ud Ho
  • 5 star review  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • 5 star review  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • 5 star review  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • 5 star review  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • 5 star review  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • 5 star review  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • 5 star review  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • 5 star review  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito

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