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Sue Creditor or Debt Collector

What You Should Know About Debt Recovery

If bill collectors get out of line and break the law, don’t pay them.  Instead, take legal action and sue them. A creditor harassment lawyer at Debt Advisors will determine whether or not you may have a case. If there is evidence to sue a creditor, then we pursue that case for you. After all, proving that a collector has violated your rights is the biggest challenge. There are many positive things that can come from suing a “badly behaving” creditor.  Here’s what you need to know:

    • You have the right to sue any creditor if they have committed illegal actions according to the FDCPA.
    • File for monetary compensation when debt collector has violated the FDCPA
    • Damages can equate too many thousands of dollars based upon statute, claim, and violation details.
    • Court costs, including attorney fees, will be covered in the settlement.
    • If we don’t win your case, you pay nothing.

Clients often have questions about how to sue a debt collector for damages. Our attorneys and legal staff have the experience necessary to prove your case in a court of law. If we take on your case, then we’re certain we can get you the monetary compensation you deserve. If you’re being harassed and feel you may have a case, talk to a creditor harassment lawyer right away. Fill out the “Start Right Now” form to get started, or contact us at any of our six Wisconsin Locations.

Harassment Tactics by Bill Collectors

Consumers can sue creditors and collectors if they violate protections of the FDCPA. Some collection tactics include asking you for money, even after a bankruptcy “automatic stay” is in place.  When debt collectors call, leave messages, or mail material, it is helpful if you keep a log of these activities.  A persistent bill collector can become a real pain.  Until you are harassed by a debt collector, you may not realize that they get out of hand as often as they do.  In the process of debt collection, there are strict legal and ethical guidelines that must be followed.  If the agency trying to get money from you crosses the line, it’s your chance to take legal action against them. We hope to educate people about how to recognize illegal actions by creditors, as well as what your legal rights are as a consumer.  Stop collection calls and stop HarassmentEvery consumer has the right to sue a debt collector or collection agency for violating the FDCPA.  (Fair Debt Collection Practices Act)

Can a Debt Collector Sue Me?

Debt can follow you if it’s not paid or somehow resolved.  Therefore, a creditor, or debt collector, can absolutely sue a consumer who owes them money.  If a creditor wins judgment against you, it can be to garnish wages and can prevent you from owning or purchasing real estate. Banks have repossessed vehicles although the consumer was up to date in payments.  Filing bankruptcy can eliminate the liability of your judgement. Don’t think that it’s too late to file bankruptcy; you can do this at any stage.  Stop, or prevent creditors from taking your property or wages.  How can bankruptcy protect me?  Discuss bankruptcy with a Debt Advisors attorney if you’d like to learn more about that option.  Or, learn more about the damages you can collect in the FDCPA if you believe this is a better fit to your particular situation.

Get Money from Creditors

At Debt Advisors, we make debt collectors pay you! When a collection agency has violated the laws of the FDCPA, their actions are likely to have a negative impact on your life.  The result of their illegal actions may have caused you tangible harm, as well as physical harm such as lack of sleep, stress and anxiety.  If successful in proving your case, compensation for damages will be awarded.  The payout can be big, and well worth your time and effort.  (Up to $1,000 per each violation)

You Have the Right To Sue Creditors

Suing a debt collector will stop them from bothering you & potentially stop them from bothering other people in the future. These people who call, mail or leave messages to collect money from you, are referred to in a variety of ways.

      • Bill Collectors
      • Consumer Debt Recovery
      • Small Debt Collection
      • Credit Card Company

Key Laws that protect Wisconsin Consumers

Consumer Rights & Creditor Harassment Lawyer     

It is against the law for collectors to violate the protections of the FDCPA.  Get the help you need right now to stop harassment, and get compensation for it as well.  You have the right to sue a debt collector, creditor, or agency if they are harassing you.  This kind of behavior from a debt collector can cause emotional hardship such as stress and anxiety.  These things impact the consumer, as well as close family and friends.  Harassment constitutes bullying, and there is no room for it in our legal system which protects consumers.

Our goal is your goal, and that is to be successful in court. Consumer protections under the FDCPA will be reviewed carefully. Important steps must be taken to build your case against a creditor.  Learn more about the amount and type of damages you can collect. The sooner you contact us, the better we can build your case. And remember, if one of our creditor harassment attorney represents your case, those fees will be covered in the settlement. (Filing costs, deposition, transcripts, service fees, etc.)

Harassment Case Evaluation

A Debt Advisors credit harassment lawyer is happy to provide a free, no obligation, harassment case evaluation.  During this initial contact, you’ll get a handle on what steps to take next.  The Debt Advisors law firm has experience handling debt collector cases and submitting complaints with the CFPB.  (Consumer Financial Protection Bureau.) We help determine when to sue a creditor, as well as what kind of resolve or monetary settlement a  lawsuit may bring. Remember, if you decide to hire Debt Advisors to sue the collection agency, there are no upfront fees to worry about. When your case is settled, these costs will be taken care of.  Bottom line, you could end up with cash in your pocket for your trouble.

Start right now

 

Reviews by Google Users

  • 5 star review  They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.

    thumb Maria Hernandez
  • 5 star review  They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.

    thumb Ud Ho
  • 5 star review  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • 5 star review  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • 5 star review  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • 5 star review  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • 5 star review  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • 5 star review  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • 5 star review  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • 5 star review  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito

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