Wisconsin Bankruptcy Process

It feels overwhelming to not know where to begin, or who to trust. It takes a lot of courage to move forward; it feels overwhelming.  We understand, and we are here to help. This page gives step by step instructions from Debt Advisors Law Offices, the experts in everything related to debt. As a licensed Debt Relief Agency, we offer services to either reduce and restructure debt or, completely eliminate debt. We provide the guidance and options, so that you can chose what is best for you. When bankruptcy is the best fitting option, we help file for relief under the Bankruptcy Code. Furthermore, filing bankruptcy is our specialty- we are the experts!

Step-By-Step: File Bankruptcy In Wisconsin

  1.  Fill out the form on this page “Start Right Now.” This is the first and most important step to begin the bankruptcy process because it will connect you to an attorney at one of our 7 Wisconsin locations.
  2. This consult allows us to guide you towards deciding if bankruptcy may be appropriate for your particular financial situation.
  3. With your approval, we pull & further review documents including your credit report, review debts, assets, and income.
  4. To file bankruptcy, law requires a short online credit counseling course.
  5. Discuss with your attorney the pros & cons to different options. After more discussion & considerations; this lead to decision about Chapter 7 or Chapter 13 bankruptcy.
  6. Begin the bankruptcy process – hire us for as little as $100 to start.
  7. Deal with creditors swiftly.
  8. Stop foreclosure on your home.
  9. Get your vehicle back, or stop repossession before it happens.
  10. Once all of the paperwork and monetary requirements are met, we can move quickly.

WISCONSIN BANKRUPTCY: QUICK OVERVIEW

Bankruptcy is filed either by state, or federal law.  The determination is made, ultimately, by you. Most people look at which allows them to keep the most assets. (Often, state bankruptcy is more generous.) Above all, it’s important to understand the differences between the two options. Similarly,  the type of bankruptcy chosen also have differences. Provided that the qualifications are met, Chapter 13 bankruptcy case typically takes several years. You will be required to establish and follow a debt repayment plan, which lasts from three to five years. This is often called “the wage-earners plan.” Folks who qualify for Chapter 7 bankruptcy will find that the process is much quicker than Chapter 13 – often taking less than 5 months. (This is the option that provides total debt elimination.) On our website, information about bankruptcy is abundant. Understandably, there are many more questions you’ll have about specific details unique to you.  The best way to get those questions answered is to follow the step-by-step instructions above. Each step gets you closer to the goal of getting out from under the heavy debt burden.

Hiring Process Begins With As Little As $100

Starting the bankruptcy process for you begins with consideration, research and inquiry. For your attorney, the bankruptcy process begins when a Debt Advisors Attorney is actually hired. Do this for as little as $100 to start. All of our fees are transparent; we don’t hide important information from our clients. A payment plan for the balance of your attorneys’ fees and filing fees is agreed upon at your initial consultation. Once our Wisconsin law firm represents you in bankruptcy, we see to it that creditors’ phone calls stop being made. Once hired, we field all communications with your credit card companies, healthcare providers, and mortgage companies. For many, bankruptcy is more affordable and quicker than  previously thought. Most people are able to keep the assets that are most important, and appreciate the protections offered by the automatic stay. With our help, common mistakes are avoided. Still not sure? Take a moment to read reviews from people who have filed bankruptcy with Debt Advisors.

 

Reviews by Google Users

  • 5 star review  I highly recommend Debt Advisors if you are considering a bankruptcy. We are nearing the end of our plan and everyone at DA has been extremely helpful and thorough. Angel in particular has been very helpful with the many, many questions we've had over the years. Thanks for all of your efforts!

    thumb Howard Lord
  • 5 star review  Everyone treated me with dignity and respect. Chad explained everything and put me at ease. I would recommend Debt Advisors to anyone looking for professional quality experience.

    thumb Angela McAllister
  • 5 star review  I had nothing but an amazing experience. Very professional, intelligent, hard working, and caring. Attorney Michael S. Georg was nothing short of amazing! He made the process painless and easy. From the first meeting to the last he was nothing but professional and showed that he cared! His staff was excellent and is very helpful!

    thumb Darrel Allen Sr
  • 5 star review  From the second I walked in and talked to the lawyer I felt a sense of relief and a huge weight off my shoulders. Debt Advisors was efficient, timely, and professional. They helped my husband and I to get a fresh start financially.We’re so happy we chose Debt Advisors!!

    thumb Suseela Riley
  • 5 star review  Not a good year, 2016. Chad L. Schomburg at Debt Advisors Law Office made it easier. Very professional and with the knowledge to answer all my questions. Extremely happy with the results and I highly recommend this Law Office.

    thumb Marco Ramirez
  • 5 star review  Mike Georg was extremely helpful during the entirety of my process. He made sure I understood exactly what was going to happen and he was always there to answer any questions I may have had. I really like the fact that I didn’t have to pay all out of pocket at once. Their payment plan made it easy for me to pay what I had to without breaking the bank. I’m completely satisfied with the level of professionalism that everyone in the office has. Even to this day I’m able to get in touch with them which I’m really grateful for. I’d definitely recommend them to my family and friends. If your someone who’s looking to get out of debt but are skeptical, you’ll have no worries here with Debt Advisors. The process is quick and easy.

    thumb Shetara Johnson
  • 5 star review  I still remember the day when I started my bankruptcy back in 2016. I selected Debt Advisors because a good friend of mine had recommended Atty Mike Georg to me. After we met I was glad that I did select Debt Advisors for many reasons. Mainly, it was the professionalism and care that Mike and his staff showed me throughout the entire process. It felt good knowing that my situation would be taken care of efficiently and in a timely manner. Even after my bankruptcy was discharged Attorney Mike Georg and Debt Advisors have been there for me in 2018 and this 2020. Both times I've needed professional help with things like providing me with documents and forms that I've needed from my case. I strongly encourage anyone looking for debt consultation to visit Debt Advisors for help. They're great at what they do!

    thumb Arlandus Morton
  • 5 star review  Bankruptcy is never fun, but this Law Office made it so much easier. If I ever had any questions at all they were answered timely. They even helped me through a rough time when I ended up having to pay taxes and had a big medical exspense too! They were always kind and never made me feel bad for having to do the bankruptcy. They were sympathetic to why and just helped me through it! I recommend them to anyone I know going through this or having to start this process. I know of two of the people I referred who used htem and loved them too! Thank you Debt Advisors Law Offices! Jeremy and Angel thank you personally!

    thumb Tami Miller
  • 5 star review  I can confidently say that Debt Advisors is NOT in the business of taking advantage of you in your current situation. Debt Advisors is in the business of helping you get in a better place than you are now. I was there, constantly worrying about this large amount of debt that I owed. Feeling sick to my stomach and unable to sleep at night. Then I talked to Mike. He is genuine and honest. Having him in my corner took this huge weight off my chest. If you are in this place, I highly recommend giving Debt Advisors a call, it is the first step in the right direction.

    thumb Kurt Cameron
  • 5 star review  I had nothing but and amazing experience with Debt Adviosrs. They made this process for me easy and painless. Still today they are open and willing to help me. These are really great people, and they really care. Thank you Geroge and the rest of your team.

    thumb DENISE MOORE

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