Attorney at Debt Advisors Law Offices

Practice Areas: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Stop Foreclosure

Filing bankruptcy in Wisconsin may be different than filing in other states. Although all consumer bankruptcy cases follow Federal bankruptcy code procedures, there are state-specific bankruptcy laws, property exemptions, and non-bankruptcy options that can have an impact on the outcome of your case. There is no room for errors. For these reasons, it is important to hire a bankruptcy law firm that is familiar with Wisconsin consumer protection laws, as well as the U.S. bankruptcy code. This will allow for a more thorough explanation of options and ensure the best results.

  1. Compare Wisconsin Bankruptcy Lawyers 

When it comes to filing Chapter 13 or Chapter 7 consumer bankruptcy, attorney fees are fairly standard across the state of Wisconsin. However, what you get in return will vary, depending upon who is chosen to represent you.  Get the most impact by investing in a law firm that is specialized, thorough, and well-recommended. These considerations will make you more comfortable with your choice.

  • Search for Wisconsin-based bankruptcy law firms whose focus is 100% debt-related.
  • Take advantage of the free consultation that most law firms offer & ask questions.
  • Confirm that the attorney can be located on the “Wisconsin State Bar Association” website.
  • Read client reviews & ratings which give more insight into professionalism & results.
  • Retain the lawyer you are most comfortable with & follow their instructions closely.
  1. Consider Wisconsin Bankruptcy Exemptions

If you have been a Wisconsin resident for more than two years, you have the option of choosing Wisconsin state property exemptions over federal exemptions. We find that the bankruptcy property exemptions in Wisconsin bankruptcy are quite fair; people are usually surprised at what property they can keep. Here are some examples of exempt property. Ultimately, it’s your choice to decide between state or federal filing options, depending upon which is more beneficial. When good legal advice clears up any questions, people are often put at ease about their decisions.

  1. Get Familiar With The Wisconsin Consumer Act Protection

State laws such as the Wisconsin Consumer Act regulate credit transactions and debt collection practices. By design, consumer laws offer protection whether you file for bankruptcy or not. If you do file, this Wisconsin law involves protection both during and after the bankruptcy filing process. Not all transactions apply under the Wisconsin Consumer Act. Ask your attorney for more information and how it applies to your bankruptcy case and learn more about consumer protection laws, including the Wisconsin Consumer Protection Act.

  1. Learn About Wisconsin’s Chapter 128 Non-Bankruptcy Option

Also specific to Wisconsin is a non-bankruptcy option referred to as “Chapter 128.” It is a lesser-known option that works well for people who do not qualify for Chapter 7 or Chapter 13. Wisconsin’s Ch.128 allows you to repay debts with minimal help through a unique structuring plan. Many types of unsecured debt can be included in section 128.21. (Such as rent payments, speeding tickets, speedy/payday loans, and even some medical bills.) Learn more about Chapter 128 in Wisconsin.

Debt Advisors Law Offices Of Wisconsin

Navigating through financial troubles can be daunting, but with the right guidance, it becomes manageable. At Debt Advisors Law Offices, we provide pertinent advice and resources to help you better understand your situation. Whether you’re curious about the implications of bankruptcy discharge on personal injury debts or looking to safeguard your home from potential foreclosure fraud, we’ve got you covered. And if you’re in search of reputable bankruptcy information, we offer insights and facts that can make a significant difference in your decisions.

Debt Advisors Law Offices has been licensed to practice law in Wisconsin for nearly fifteen years and focuses on debt-related cases. Client reviews and ratings demonstrate the importance of professionalism and client satisfaction. When you choose Debt Advisors, you can count on the team to manage your case efficiently and effectively while keeping you well-informed. There are (7) bankruptcy offices in Wisconsin, with our headquarters located Wauwatosa near Milwaukee. Sign up for your free consultation today.

Learn about bankruptcy protections, types of bankruptcy, how to get started, what to expect, and who to trust. Filing bankruptcy is the ONLY way to completely eliminate debt. If bankruptcy is right for you, it offers powerful protections that cannot be achieved through alternative solutions such as hardship relief, loans, or debt settlement.

  • Exceptional service. The entire team was friendly and knowledgeable. The attorney took his time to walk me through step by step. I will recommend this law office to anyone!

    J Burks

  • I went through Debt Advisors as a referral by a friend. I am very happy I did so. The staff that I worked with were very helpful and showed a high level of professionalism. They were always able to answer any questions that I had. I was very happy with the attorney that I worked with, Michael Georg. Very professional.

    Terri Grote

  • Attorney Chad Schomburg and Debt Advisors helped me with my debt about three years ago. Chad explained the process to me and answered any questions I had, and the assistants compiled my documentation very efficiently while keeping my case moving forward. They were always available when I needed them, and even years later, I’m able to reach out to them, and they are willing to help. They have turned my life around 100%, and I could not have done it without them! Absolutely recommended!

    Tim Harris

  • They were there for my family from day 1 until the end, 5 years later (Ch. 13). Whenever I had questions or concerns they were always very responsive and gave me excellent advice. Michael and Jeremy are both exceptional bankruptcy attorneys. I highly recommend Debt Advisors.

    Steve

  • After I had to go on disability, I used my credit cards a lot more thinking I could pay them off when I was able to go back to work. That didn’t happen and I found myself so much worse off than I could handle. I went to Debt Advisors feeling terrible about what I had to do. Chad and everyone there were very understanding and put my mind at ease while taking such great care of me. They were there every step of the way and supported me when I was “freaking out”!! Every time I needed to contact them; their response time was amazing!! God forbid I ever need to go through this again, but I know where to turn if I need help! Debt Advisors are more than just filing bankruptcy on my behalf. They really care about what you are going through!! Thank you, Chad, Jeremy, Mike, and everyone at Debt Advisors!! I cannot tell you enough how much I appreciate all of you!! J Hammond

    Steve

  • After I had to go on disability, I used my credit cards a lot more thinking I could pay them off when I was able to go back to work. That didn’t happen and I found myself so much worse off than I could handle. I went to Debt Advisors feeling terrible about what I had to do. Chad and everyone there were very understanding and put my mind at ease while taking such great care of me. They were there every step of the way and supported me when I was “freaking out”!! Every time I needed to contact them; their response time was amazing!! God forbid I ever need to go through this again, but I know where to turn if I need help! Debt Advisors are more than just filing bankruptcy on my behalf. They really care about what you are going through!! Thank you, Chad, Jeremy, Mike, and everyone at Debt Advisors!! I cannot tell you enough how much I appreciate all of you!! J Hammond

    J Hammond

  • Chad Schomburg and his Staff did a phenomenal job for me and in an expeditious manner. I’ve recommend countless clients to Chad Schomburg, Wow!!! Outstanding customer service from the Schomburg office:)

    Lisa Williamson