When you find yourself in a desperate financial crisis remind yourself that there are laws in place to protect Wisconsin residents who struggle with debt. When bills have become out of control, you are left feeling overwhelmed and exhausted. The last thing anyone in this situation needs is to be harassed or taken advantage of by banks, creditors, collection agencies or payday loan lenders. This kind of treatment is unnecessary and unproductive. After all, it’s a creditors attempt to collect money from an empty pocket.
Harassing Calls About Unpaid Debt
A debt collector can call to collect the unpaid debt but the law states how and when this can be done. Creditors, including banks and payday loan lenders have been known to cross the legal line sometimes in order to collect unpaid debt. The state of Wisconsin acknowledges specific laws which protect consumers and debtors. Even after bankruptcy has been finalized, consumer laws continue to offer protection. Some of the key laws regarding debt collection in Wisconsin are noted and briefly explained below…
The laws outlined on this page apply to collection of unpaid bills whether you file bankruptcy or not. Keep in mind, if debt isn’t paid, any silence will be short-lived. The best way to stop debt collectors is to have a debt resolution or repayment in place. Consider Chapter 7 or Chapter 13 to get out of debt for good. As soon as bankruptcy is declared, the “automatic stay”is set forth which halts actions by creditors. By filing bankruptcy, our attorneys can tackle your debt issues and harassing calls head on. It’s not common, however, if a debt collector attempts to make contact after bankruptcy has been filed, we need to know about it. At Debt Advisors, we are here to help before, during, and after bankruptcy.
How Our Law Firm Can Help
Your first step should be to speak with an attorney that can relate to your financial situation and can clearly explain you’re your rights. Take the time to fill out a request for a free consultation; it’s the single most important thing that you can do right now. The people you’ll speak with at Debt Advisors are bankruptcy experts. We have the experience and know-how to get you out of debt. Even further, we utilize Wisconsin Laws to determine if you may have a case against collections. If you do, we can assist in obtaining monetary compensation for your troubles.
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