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Sue Creditor or Debt Collector

What You Should Know About Suing Over Debt Recovery

Many consumers have questions about how and when to sue a creditor, as well as what kind of resolve or monetary settlement a  lawsuit may bring.  There are many positive things that can come from suing a “badly behaving” creditor.  Suing a debt collector will stop them from bothering you and potentially stop them from bothering other people in the future.  The best part comes in the form of monetary compensation to you.

As a consumer, you have the right to sue any creditor if they have committed illegal actions according to the FDCPA.  Understand your protections under the FDCPA, and find out whether or not you may have a case.  A creditor harassment lawyer at Debt Advisors Law Offices can offer much needed help.  Proving that a collector has violated your rights is the biggest challenge, and the reason that you should talk to a creditor harassment lawyer right away.   If it is proven in the court of law that a debt collector has violated the FDCPA, your court costs, including attorney fees, will be covered in the settlement.  (Filing costs, deposition, transcripts, service fees, etc.) Our attorneys and legal staff have the experience necessary to help get the monetary compensation you deserve.

You Have the Right To Sue  Creditors

These people who call, mail or leave messages to collect money from you, are referred to in a variety of ways.

  • Bill Collectors
  • Consumer Debt Recovery
  • Small Debt Collection
  • Credit Card Company

Key Laws that protect Wisconsin Consumers

Harassed by Bill Collectors

Consumers can sue creditors and collectors if they violate protections of the FDCPA. Some collection tactics include asking you for money, even after a bankruptcy “automatic stay” is in place.  When debt collectors call, leave messages, or mail material, it is helpful if you keep a log of these activities.  A persistent bill collector can become a real pain.  Until you are harassed by a debt collector, you may not realize that they get out of hand as often as they do.  In the process of debt collection, there are strict legal and ethical guidelines that must be followed.  If the agency trying to get money from you crosses the line, it’s your chance to take legal action against them. We hope to educate people about how to recognize illegal actions by creditors, as well as what your legal rights are as a consumer.  Stop collection calls and stop HarassmentEvery consumer has the right to sue a debt collector or collection agency for violating the FDCPA.  (Fair Debt Collection Practices Act)

Can a Debt Collector Sue Me?

Debt can follow you if it’s not paid or somehow resolved.  Therefore, a creditor, or debt collector, can absolutely sue a consumer who owes them money.  If a creditor wins judgment against you, it can be to garnish wages and can prevent you from owning or purchasing real estate. Banks have repossessed vehicles although the consumer was up to date in payments.  Filing bankruptcy can eliminate the liability of your judgement. Don’t think that it’s too late to file bankruptcy; you can do this at any stage.  Stop, or prevent creditors from taking your property or wages.  How can bankruptcy protect me?  Discuss bankruptcy with a Debt Advisors attorney if you’d like to learn more about that option.  Or, learn more about the damages you can collect in the FDCPA if you believe this is a better fit to your particular situation.

Get Money from Creditors

At Debt Advisors, we make debt collectors pay you! When a collection agency has violated the laws of the FDCPA, their actions are likely to have a negative impact on your life.  The result of their illegal actions may have caused you tangible harm, as well as physical harm such as lack of sleep, stress and anxiety.  If successful in proving your case, compensation for damages will be awarded.  The payout can be big, and well worth your time and effort.  (Up to $1,000 per each violation) Actual damages may equate too many thousands of dollars based upon statute, claim, and violation details.

Our goal is your goal, and that is to be successful in court.  Important steps must be taken to build your case against a creditor.  The sooner you contact us, the better.  To learn more about the amount and type of damages you can collect in a FDCPA. Don’t forget, if one of our creditor harassment attorney represents your case, those fees will be covered in the settlement. If we don’t win your case, you pay nothing.

Consumer Rights & Creditor Harassment Lawyer     

It is against the law for collectors to violate the protections of the FDCPA.  Get the help you need right now to stop harassment, and get compensation for it as well.  You have the right to sue a debt collector, creditor, or agency if they are harassing you.  This kind of behavior from a debt collector can cause emotional hardship such as stress and anxiety.  These things impact the consumer, as well as close family and friends.  Harassment constitutes bullying, and there is no room for it in our legal system which protects consumers.

If bill collectors get out of line and break the law, don’t pay them.  Instead, take legal action and sue them. Start right now.  A Debt Advisors credit harassment lawyer is happy to provide a for a free, no obligation, harassment case evaluation.  During this initial contact, you’ll get a handle on what steps to take next.  The Debt Advisors law firm has experience handling debt collector cases and submitting complaints with the CFPB.  (Consumer Financial Protection Bureau.) Remember, if you decide to hire Debt Advisors to sue the collection agency, there are no upfront fees to worry about. When your case is settled, these costs will be taken care of.  Bottom line, you could end up with cash in your pocket for your trouble.

 

Reviews by Google Users

  • review rating 5  Greg and his staff are great! They made the whole process easy and made everything clear to understand. You don’t second guess nothing. They are with you every step of the way and if you have any questions they definitely have the answer for you.

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  • review rating 5  Great firm to work with. Very helpful and considerate for the many questions I am sure they hear many times over.

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  • review rating 5  It was a positive and life changing experience working with Attorney Schomburg of Debt Advisors. He was professional, competent and non-judgmental.I commend Attorney Schomburg and Debt Advisors for providing Money Sharp's Credit Counseling Services.I walk away feeling confident, being educated and optimistic about my financial future.I

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  • review rating 5  Attorney Georg has been a life saver for me. he has been the best lawyer, counselor, and friend he treats you like your apart of his family. I was going thru a divorce at the same time of the bankruptcy. He really cared about my mental health I really appreciate that. He was so loyal and committed to me and my case . I give him 100% he gave me 100%

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  • review rating 5  I have worked with several people in the office and I have never felt looked down on or made to feel embarrassed about my situation. They really go above and beyond in truly caring about their clients. Not just as clients, but as people too. I've recommended several people here and will continue to do so. Professional, affordable and kind. What a great combination!

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  • review rating 5  I filed with debt stoppers about a year ago... so far so good. They are busy attorneys that you have to reach via email. I’m a call type of lady that wants a quick response and for that reason I am writing this and thanking HOLLY. She is AMAZING.. always on point, answering questions, great follow through and ensuring the attorneys get the message. Thank you for having such a great women working to achieve excellence with your company.

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