Attorney at Debt Advisors Law Offices

Practice Areas: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Stop Foreclosure

Persons who file bankruptcy are basically saying they have incurred a considerable amount of debt that they intended to pay for, but in good faith, have not been able to pay.  According to Census Bureau studies and other statistics over the past several years, there are an estimated 11 million illegal immigrants in the U.S. A good number of them are working and paying taxes. With over 790,000 bankruptcy cases were filed in 2016 alone, some cases are going to be associated with an illegal immigrant or other citizen status. Bankruptcy is a common solution to large debt problems. If you have not filed bankruptcy, you’re still likely to know or work with someone who has filed bankruptcy. Although bankruptcy is public record, many people have gone through the process without people in their inner-circles finding out.  They simply do what they need to do, and get on with their lives.

Immigration, Citizen Status and Bankruptcy

The democracy of the United States is to protect the rights of all individuals, not just the majority of individuals.  Therefore, bankruptcy does not discriminate against race, language, occupation or status of citizenship.  There is nothing in the bankruptcy code that eliminates illegal immigrants from filing.  Regardless of whether or not a person has legal or illegal immigrant status, anyone can look into the process of bankruptcy to eliminate debt.

How an illegal Immigrant Can File for Bankruptcy

If the illegal immigrant has come into the U.S. with a tourist visa, student visa or other type of visa, they may obtain a social security number that is still valid, even if they over-stay their visa.  Many illegal immigrants are employed in some way and pay taxes; sales, property and employment.  Temporary citizen status can quality for bankruptcy. So, even without a social security number, taxes can be paid through obtaining a tax identification number from the IRS.  This number, a (ITIN) can be used in place of a social security number to prove identify in a bankruptcy petition.

Start an Honest Bankruptcy Process
Honesty is a two-way street.  Before filing bankruptcy, be prepared to be very honest because you never want a trustee to suspect fraud.  If the bankruptcy court suspects it, your case can be thrown out of court.  If fraud is proven, there are serious penalties.  First, shop around and chose a bankruptcy lawyer you can trust.  Then, return the sentiment by providing truthful information to your attorney.

Debt Relief Regardless of Citizen Status

Many are often torn between various options like deciding whether filing for bankruptcy is better than seeking debt settlement. Others might wonder about the benefits of debt elimination as part of America Saves Week. It’s crucial to explore these options and understand their implications. For this reason, seeking insights from professionals on platforms like My Debt Advisors can be immensely beneficial.

Filing bankruptcy is intended to provide financial relief to those who are overwhelmed with debt, regardless of race, language, occupation or citizen status.  If you need assistance with the bankruptcy process in Wisconsin, contact Debt Advisors for a free initial consultation.  During this consultation, our attorneys will answer your questions and set your mind at ease.you can learn more about our local services by visiting our Oshkosh office page. Here, you’ll find additional information and resources tailored to your regional needs.

Learn about bankruptcy protections, types of bankruptcy, how to get started, what to expect, and who to trust. Filing bankruptcy is the ONLY way to completely eliminate debt. If bankruptcy is right for you, it offers powerful protections that cannot be achieved through alternative solutions such as hardship relief, loans, or debt settlement.

  • Exceptional service. The entire team was friendly and knowledgeable. The attorney took his time to walk me through step by step. I will recommend this law office to anyone!

    J Burks

  • I went through Debt Advisors as a referral by a friend. I am very happy I did so. The staff that I worked with were very helpful and showed a high level of professionalism. They were always able to answer any questions that I had. I was very happy with the attorney that I worked with, Michael Georg. Very professional.

    Terri Grote

  • Attorney Chad Schomburg and Debt Advisors helped me with my debt about three years ago. Chad explained the process to me and answered any questions I had, and the assistants compiled my documentation very efficiently while keeping my case moving forward. They were always available when I needed them, and even years later, I’m able to reach out to them, and they are willing to help. They have turned my life around 100%, and I could not have done it without them! Absolutely recommended!

    Tim Harris

  • They were there for my family from day 1 until the end, 5 years later (Ch. 13). Whenever I had questions or concerns they were always very responsive and gave me excellent advice. Michael and Jeremy are both exceptional bankruptcy attorneys. I highly recommend Debt Advisors.

    Steve

  • After I had to go on disability, I used my credit cards a lot more thinking I could pay them off when I was able to go back to work. That didn’t happen and I found myself so much worse off than I could handle. I went to Debt Advisors feeling terrible about what I had to do. Chad and everyone there were very understanding and put my mind at ease while taking such great care of me. They were there every step of the way and supported me when I was “freaking out”!! Every time I needed to contact them; their response time was amazing!! God forbid I ever need to go through this again, but I know where to turn if I need help! Debt Advisors are more than just filing bankruptcy on my behalf. They really care about what you are going through!! Thank you, Chad, Jeremy, Mike, and everyone at Debt Advisors!! I cannot tell you enough how much I appreciate all of you!! J Hammond

    Steve

  • After I had to go on disability, I used my credit cards a lot more thinking I could pay them off when I was able to go back to work. That didn’t happen and I found myself so much worse off than I could handle. I went to Debt Advisors feeling terrible about what I had to do. Chad and everyone there were very understanding and put my mind at ease while taking such great care of me. They were there every step of the way and supported me when I was “freaking out”!! Every time I needed to contact them; their response time was amazing!! God forbid I ever need to go through this again, but I know where to turn if I need help! Debt Advisors are more than just filing bankruptcy on my behalf. They really care about what you are going through!! Thank you, Chad, Jeremy, Mike, and everyone at Debt Advisors!! I cannot tell you enough how much I appreciate all of you!! J Hammond

    J Hammond

  • Chad Schomburg and his Staff did a phenomenal job for me and in an expeditious manner. I’ve recommend countless clients to Chad Schomburg, Wow!!! Outstanding customer service from the Schomburg office:)

    Lisa Williamson