Debt Stoppers, Debt Advisors, Debt Eliminators, or Debt Busters; calls us what you want because our law firm is focused 100% on bankruptcy and has been since 2006. Most importantly, we offer bankruptcy protections to help clients just like you who struggle with finances, to become debt free.
We provide REAL debt resolutions for clients, even for those who have experienced unfortunate debt scams involving “cash in advance” or false “debt consolidation” promises. Through Chapter 7 and Chapter 13 bankruptcy, we provide enormous relief to the lives of people just like you who struggle with debt. Our methods of resolving debt are legal and effective. In many cases, we can eliminate your debt altogether.
If you have tried balancing your budget and paying off bills on your own, then it may be time to re-evaluate the situation. Experienced bankruptcy lawyers can help. The first step is to admit there is a problem, but this is not as easy as it may seem. For some people, it takes years of struggle to get to this point. Please don’t continue to suffer while the bills continue to pile up. You see, the longer excessive debt exists, the bigger the problem becomes. Literally speaking; time is not on your side.
The next step is to determine if bankrutpcy is right for you, and which type of bankruptcy to file. The two types of bankruptcy available to you, they are Chapter 7 or Chapter 13. How each bankruptcy handles debt or eliminates debt is different. Can you imagine living debt free? It’s true! When filing a Ch. 7 bankruptcy, there is no repayment plan. Under this type of bankruptcy, you become debt free and it happens with the discharge!
Pay Back Less Through Chapter 13
Ch. 13 bankruptcy doesn’t eliminate debt the same way that Chapter 7 does, but for many, it’s an impressive option. Chapter 13 is for people who have enough regular income to pay back at least a portion of the debt load. Chapter 13 is essentially a “debt reorganization” that comes with a more than reasonable payback plan. Because of the reorganization, the amount of debt you end up paying back will be far less than where you started. Hence, the best part is that the little debt that is left will be far more manageable than where you began.
Our staff is knowledgeable, friendly and efficient. Our advice is fair and honest. We call you back, we answer questions, and we are professional. If bankruptcy is the right path to get rid of debt for your family, then you are in good hands with the attorneys and staff of our bankruptcy law firm.
So maybe you’re ready now to live debt free? Get your free debt consultation today.