Chapter 13 bankruptcy, sometimes referred to as “debt reorganization,” allows a person to repay secured debts, which are typically large ticket items. The repayment is through an interest free plan than spans over a three to five year period. At the end of this period, the remaining debt is discharged. You and your family can enjoy a fresh financial start. For some people, including those who make too much money to file a Ch. 7 bankruptcy, Chapter 13 can prove to be a helpful option for debt relief.
Learn more about how bankruptcy can protect the things that are most important to you, such as a car or family home. Restore your financial health through the Chapter 13 bankruptcy process. The attorneys at Debt Advisors can help make this process as quick and painless as possible. We provide honest answers, solid advice, direction, and a free quote over the phone. All you have to do is fill out the form on this page to make an appointment for a free initial consultation. When you talk to a bankruptcy attorney from Debt Advisors, you can discuss your issues with us in person.
If you are faced with overwhelming amounts of debt, Chapter 13 may be the right solution for you.
In order for a person to qualify for Chapter 13, that person must have a regular source of income and have enough money to pay for basic living expenses while meeting the requirements of the Ch. 13 repayment plan. If you meet these requirements, you may begin the bankruptcy process, which will enter an automatic stay order that prevents creditors from continuing any collections against you, including letters, phone calls and legal actions.
Interest Free Repayment Plan
Your Chapter 13 interest-free repayment plan is an agreement between you and your creditors. In exchange for making these payments over a three to five year period, a portion of your debt will actually be forgiven by your creditors. This means that you will often end up paying less back to your creditors than what you had originally owed them. Our bankruptcy law firm helps you every step of the way to create this plan. We notify all of your creditors, refer you to an approved financial management class and guide you through all other aspects of the process in an efficient and effective manner.
Life After Bankruptcy
For most folks, life after bankruptcy is better than expected. Part of our job at Debt Advisors Law Offices is to ensure that our clients have a good handle on what to expect from their future. You have a right to ask questions about building your credit score, getting a home loan, or purchasing a vehicle. Most of our clients are very pleased with the outcome and wished they had taken action on their financial situation much sooner. But don’t take our word for it…we have a ton of reviews on Google from people just like you who who have kindly shared their experience.
Debt Relief Through Ch. 13 Bankruptcy
At Debt Advisors Law Offices, our focus has always been bankruptcy. We can help you find immediate relief from the financial woes that are such a burden on your life. From harassing creditor calls and letters, to a pending home foreclosure or vehicle repossession and wage garnishments; we help you find debt relief through the Wisconsin bankruptcy process. If Ch. 13 Debt Reorganization Bankruptcy is the right solution to provide debt relief for you and your family, we can even provide a free quote over the phone during your free consult. Our goal is to work with together to develop a payment plan that is right for you and your individual situation.
Contact us by completing the form on this page or by calling toll free at 888-222-5615. We have six offices in Wisconsin, including our home office of Milwaukee.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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As a customer I was very glad with the level of service I received. I was both nervous and ashamed that I was going through the process of filing. My attorney was nonjudgmental, professional, and very knowledgeable. I had lots of questions and he patiently answered each of them helping me feel more confident in my decision making. I was unable to pay all fees up front and was happy to learn that there was a payment option where payments were deducted from my account until paid in full. Upon my final payment the process ran quickly and smoothly. I always felt like my best interest was at the forefront front the filing process, followup phone calls, reminder phones calls, the court date and discharge. I called the offices 3 years after filing and still, they were welcoming, supportive and informative even though I am not a current customer. This was the first step to me reestablishing myself as a conscious borrower and consumer.
Both Cad and Michael were fantastic!!! They were dedicated and very helpful during my entire bankruptcy. Every step was explained as well as any question that I had (even if I asked three or four times) got answered. I would recommend this team to anyone that needs to swallow their pride and file bankruptcy.
My husband and I hired Debt Advisors to help with our bankruptcy back in 2010. They made it simple and easy then. Now 10 years later we needed information regarding our bankruptcy and they still make things simple and easy. I have and will recommend Debt Advisors to anyone that needs help. Thank you to Debt Advisors for helping my family plan for the future.
Even one year later Debt Advisors continue to help by making it easy to access archived information. This experience with this service and it's staff has been stress free from day one. I recommend this team if you want thorough and excellent service like old times.
My experience with debt advisors law office was an excellent experience. Chad and his partner we're very knowledgeable and their staff was very helpful through my whole process. As We Know this type of experience bankruptcy can be very trying and stressful however Chad and his staff made it a lot easier on me and I felt they did a wonderful job. I would recommend to anyone.
A few years ago I found myself drowning in debt, after doing some research I decided I would get some help in dealing with that debt, so I reached out to Debt Advisors Law Offices. I was scared, nervous, and embarrassed that I had gotten to this point but after my first meeting with Debt Advisors I knew I was making the right decision. They made me feel comfortable and confident in my decision to move forward. The best part was it was all on my time, I felt no pressure from them which was amazing. They were always available to answer my questions and help me through the process. A couple years after my case closed, I reached out to get some information and within that same day they responded to me and remembered me! Truly a wonderful firm to work with!
Best place to relieve your debt. Debt Advisors offers a seamless process which is both worry and stress free. Flexible payment options and quick turn-around. The staff is very knowledgeable and goes above and beyond to deliver satisfaction!....Hands down Debt Advisors is the BEST!
Greg and his staff are great! They made the whole process easy and made everything clear to understand. You don’t second guess nothing. They are with you every step of the way and if you have any questions they definitely have the answer for you.
Greg and Jeremy strategized the best timing for filing based on the variables changing throughout my divorce process. The team counciled me several times on the various benefits and potential risks while we navigated the best solution specific to my particular situation. I would fully recommend their expertise and their customized approach of how they manage their clients financial recovery.
These people are great! They have been so helpful and polite, even during my most stressful moments. I’m sure I got on their last nerve! But they remained courteous and helpful to the end!