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Wisconsin Consumer Act  Protects You

The topic of protecting consumers after filing bankruptcy is so important that we dedicate an entire page to it.  Here’s what you need to know…

After Bankruptcy; Wisconsin Consumer Act

Could you get calls from creditor’s right after bankruptcy?  Occasionally, this does happen.  If it happens to you, The Wisconsin Consumer Act is there to protect from further harassment.  Whether bankruptcy has been filed, or you are considering bankruptcy to eliminate debt; find additional piece of mind in knowing that the Wisconsin Consumer Act will continue to protect you long after the process is over.

What Is The Wisconsin Consumer Act?

The Wisconsin Consumer Act is a state law that regulates consumer credit transactions between with merchants and creditors specifically in the state of Wisconsin.  Consumer protection laws such as the WI Consumer Act are regulations that focus on the protection of consumer rights.  They also help consumers make informative choices and assist with complaints where there is justifiable legal reasons to do so.

Why Would I Get Calls After Debts Have Discharged?
When your bankruptcy process is complete, the creditors noted on your petition will get a notice of this.  As long as all of your creditors were listed within your bankruptcy petition, you should not hear from them again unless there is some sort of human error on their part, such as an incorrectly typed social security number, name misspelling, (or, if the creditor was not listed on your petition).

The Wisconsin Consumer Act Prohibits Illegal Collection Practices

Although it is not common, some creditors or dishonest collection agencies may attempt to collect when they are aware that debts have been discharged in bankruptcy.  They attempt to collect through threats and harassing phone calls that ask you to make a payment over the phone.  You could remind them that you had filed a bankruptcy petition, but ideally, they should be held accountable for their actions.  If a business violates the provisions of the WI Consumer Act, you aught to report them right away.  Talk to your Debt Advisors attorney because we can determine your best options.

Most Important Thing to Remember About WI Consumer Act
Remember that you will never be asked to pay debts that have been discharged in your bankruptcy.  If you are receiving such calls, don’t be intimidated, and don’t pay them.  Instead, call your Debt Advisors attorney.

Your first consultation is free.  Start right now.
There have been a good number of laws passed in the last fifty years, such as the WI Consumer Act, that are intended to protect consumers.  We understand that the laws can overlap; they can be complex and difficult to understand in layman’s terms.  When you call our law firm, we’ll happily answer all of your questions about bankruptcy, consumer credit transactions, The Wisconsin Consumer Act, and illegal collection practices.

Reviews by Google Users

  • review rating 5  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • review rating 5  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

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  • review rating 5  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

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  • review rating 5  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

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  • review rating 5  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

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  • review rating 5  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

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  • review rating 5  Debt Advisors Law Offices rock! I went into bankruptcy not knowing what to expect but Mr. Pietrek who represented me put my mind at ease. Mr. Pietrek answered all of my question in-person and on the phone. I never felt uncomfortable or embarrassed. The amount of money I had to pay was like half the amount I would have had to pay going through ay other firm. If for some reason I had to go through bankruptcy again there would be no one else I would use. Good people good prices great services.

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  • review rating 5  I am so grateful for the Debit Advisors in assisting me to get my life back on track. I have great respect for them. Debit Advisors has integrity! I was in a very difficult situation and they guided me through. They were honest with me about what I could and could not do, what is allowable and not allowable, they got bill collectors off my back and they replied back to me in a timely manner when I had questions. As long as I did my part in the process, they more than did their part.

    thumb Kathy Carter

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