Most people think “money owed is debt,” regardless of the debt type. But truth be told; there are different kinds of debt and they are not treated equally. The two main types to keep in mind are “unsecured debt” and “secured debt.” Credit card charges, payday loan cash advances, cell phone, utility or cable bills,…

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Two Bills May Reclassify Student Loans On behalf of Debt Advisors, S.C. Many former students experiencing financial difficulties must choose between paying for basic living expenses (such as food and rent) and their student loans. They commonly defer their payments to avoid default, but this does not prevent interest from accruing on the loan and…

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