Bankruptcy Is The Solution For Debt Bankruptcy is the solution to serious debt problems that you’ve already been facing.  We all make mistakes in life but filing bankruptcy in isn’t one of them. If you’re considering a bankruptcy solution, there have likely been situations out of your control; financial misjudgments in the past, or a…

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Credit Score and FICO Scores Explained The basics of personal finance include a general understanding of credit scores, FICO scores, and how the numbers may impact your life.  Unfortunately, many folks don’t learn about the importance of credit scores until they are declined for credit.  If you need credit counseling, it is available. In the…

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Three companies, Equifax, Trans Union and Experian, monitor individual credit, and a 2004 study revealed that a quarter of all reports had errors that could lead to a credit denial. Experts suggest obtaining your individual report from all three agencies before you apply for credit, especially if you are in financial hardship. Copy Of Credit…

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