There is a Federal law that we want to share with Wisconsin consumers called the “Fair Debt Collections Practices Act,” or “FDCPA.” The Federal Trade Commission enforces the FDCPA.
The main purpose of the law is to protect people just like you from illegal collection practices that some debt collectors may attempt. It is important to get the facts about this law, to protect yourself, but also to know what to do if you have been violated. If you find yourself in a situation whereby debt collectors are acting in an illegal manner, you have the right to file a claim. Time to react is limited, so speak to a bankruptcy attorney as soon as possible. If you are unsure about whether or not to file a complaint, a Debt Advisors bankruptcy attorney can help.
Dealing with aggressive, rude creditors and their agents adds more unnecessary stress to your already stressful debt situation. If you or someone you know is being harassed by debt collectors, it is important to know your rights. Debt Advisors Law Offices is a Wisconsin-based bankruptcy law firm that can help advice whether or not you may have a case against a debt collection agency or debt collector.
When a Collection Agency Violates Consumer Rights
The Fair Debt Collections Practices Act is very clear; you do not have to tolerate the outlined unlawful behaviors. Violations of the Fair Debt Collections Practices Act, is a serious matter. The facts and examples shared on this website represent a sample of consumer precautions, and protections that the FDCPA offers.
Here are some facts about the Fair Debt Collections Practices Act:
Obtain a Monetary Settlement from Creditor
If the FDCPC law is violated, you could be due compensation. Debt attorneys at Debt Advisors Law Offices represent clients; regardless if bankruptcy has been filed in the past or not. If a collection agency has failed to follow the guidelines outlined in the FDCPA, the team at Debt Advisors is ready to help. Pulling together evidence against the creditor must be handled professionally to support a strong case. Debt Advisors legally represents the consumer and sues the creditor until each case is monetarily resolved. Our attorneys are familiar with the law and have helped many Wisconsin consumers just like you obtain a fair monetary settlement.
Do you have a Case against your Creditor?
The FDCPA prohibits debt collectors from using abusive, unfair, or deceptive practices. Find out if you may have a case by contacting Debt Advisors Law Offices at one of our six Wisconsin locations. The way the law is setup, some or all of the lawyer fees may be covered. Allow us to answer your questions by contacting us online and requesting a Free Case Evaluation.
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They helped me during my bankruptcy case. They were great and very professional. I recommend them to anybody going through this process.
They helped me during my bankruptcy and to feel comfortable throughout. And have been amazing in follow up even years later.
My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.
I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.
Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!
Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.
My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend
Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!
Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.
I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.