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There’s a problem with student loans. Headlines related to student loans are appearing on news stories more often in recent weeks, at least partially due to the upcoming presidential election. Offering a free college education for everyone or spending trillions of dollars to pay off existing loans may not be addressing the root of the…

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Bankruptcy Is The Solution For Debt Bankruptcy is the solution to serious debt problems that you’ve already been facing.  We all make mistakes in life but filing bankruptcy in isn’t one of them. If you’re considering a bankruptcy solution, there have likely been situations out of your control; financial misjudgments in the past, or a…

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Positive Thinking & Reinforcement The power of positive thinking in our lives is a tremendous opportunity to make change for the better.  “You CAN get out of debt.”  “You CAN regain control of your finances.” Managing Money As a nation, we equate money with security and freedom.  Whether you’re hating or loving life, there is…

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Stereotypes such as, “lazy, un-willing to work, losers who want a free handout,” are simply not accurate in describing a person who files for bankruptcy.  Few filers have sought bankruptcy due to blatant fiscal irresponsibility or indulgence in a lifestyle.  For the average person, the cause is more likely divorce, unexpected medical expense, the economy or…

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