Shady Debt Collectors Debt collectors are known to employ some shady tactics. From verbal intimidation over the phone, to mailing documents that look like official court papers and more. Debt collection agencies purchase old debt for much less than it’s original value. The sooner they can get paid, the better. This is why not all…

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Personal bankruptcy otherwise called “consumer bankruptcy,” may not be on any holiday wish list this season. But, why not give yourself the gift of living”debt free?” It may be something to consider. If you’re already consumed by debt, holiday spending will make an already bad financial situation more complicated and burdensome. Instead of stressing about…

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Credit card companies, hospitals, schools, utility companies, banks, or even payday loan stores extend services and credit to nearly everyone, but not everyone is able to return payment.  Although the intentions of consumers may be to pay back each line of credit; a job loss, illness or other life event that prevents us from working…

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Nobody expects to lose their job and get behind on bills, but it can happen to those with the best intentions.  Even after finding new employment, it’s often difficult to close the gap of that lost time.  Accrued interest makes those bills grow larger and your ability to overcome, almost impossible. Debt collecting agencies can…

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