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Avoiding Debt Consolidations Scams

Madison Bankruptcy and Debt Elimination Advice Lawyer

Milwaukee ● Madison ● Oshkosh ● Green Bay ● Sheboygan ● Racine & Kenosha

Whether you are looking for relief from credit card debt, help with unmanageable pay day loans, or you are considering bankruptcy, there are no shortage of debt elimination scams and unscrupulous agencies preying upon the desperation of those looking for help with their financial burdens. Many promise quick fixes that seem too good to be true-mostly because they are.

Unlike many debt consolidation agencies offering faceless communication and wild promises, the experienced debt relief attorneys at Debt Advisors, S.C. are always glad to meet with you, face-to-face, at your convenience. We provide practical advice and guidance to help you resolve your financial dilemma.

Contact one of our four Wisconsin offices serving the bankruptcy needs of individuals throughout Milwaukee County, Dane County, Brown County, Winnebago County and surrounding areas.

Practical Ways to Avoid Debt Consolidation Scams

Dealing with debt is stressful enough without feeling pressured by those helping you find solutions. While our firm offers reassurance and empathizes with clients, others are only interested in making money at your expense. We offer the following tips on how to avoid getting scammed:

  • Ask questions – any valid debt consolidation agency should openly answer all your questions in easy to understand language; don’t be afraid to ask they anything you feel is relevant.
  • Protect private information – debt agencies do not need your social security number, account numbers and other personal data to help you; don’t offer it.
  • Verify legitimacy – check with the Wisconsin Attorney General’s Office or Federal Trade Commission, and find out if any complaints have been filed against them at the Better Business Bureau.
  • Compare fees – regardless of any monthly fees, all creditors give debt agencies comparable deals, so fees and interest rates should be similar; lower fees often mean higher rates
  • Avoid “quick fix” promises – there are no instant cures for getting out of debt and it’s important to be wary of anyone promising quick results
  • Get proposals in writing – legitimate agencies will gladly provide a debt consolidation proposal in writing, with details about interest rates, fees and more

Dealing with debt consolidation agencies can feel like listening to a sales pitch. If you call, let them know you will have to talk it over with someone before agreeing to anything and you will call them back. Our debt management attorneys urge you to consider all the details before making a decision.

Talk to Us about Your Debt Consolidation Concerns

Resolving your debt problems can be intimidating. We can help ease your burden with sound advice and assistance from qualified attorneys skilled in debt relief and the bankruptcy code. Contact Debt Advisors, S.C. today to schedule a confidential appointment to discuss your needs.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.

Reviews by Google Users

  • review rating 5  My experience with Debt Advisors was truly a blessing in disguise. My wife and I were truly elated to be a part of a first time home buyer program with a well known state agency. This however turned out to be a nightmare We were one of the many who, during the Bush years ended up getting locked into a merciless ,ever increasing mortgage that was supposed to have a fixed rate. After countless attempts to try for modification or refinancing we soon found out the state agency didn't allow for such recourse. We felt the weight of the world was on our shoulders. That was when we decided to try Debt Advisors. Their attorneys were very knowledgeable and assuring. They were a great help in lifting what was a grievous burden. I would recommend their services to anyone.

    thumb anthony mosley
  • review rating 5  I filed a chapter 7 bankruptcy at Debt Advisors with Attorney Janice Nabke and the entire experience was nowhere near as stressful as I was worried about thanks to Janice who was very caring and dedicated to doing everything she could to make the whole process as simple as possible. Janice is very experienced with Bankruptcy cases and knew every correct step to take and was very detailed in explaining everything that I needed to prepare for and what to expect from beginning to end but what really stood out to me was how nice she was with a great personality so I would like to thank her for all of the hard work she put fourth and would highly recommend her to anybody seeking bankruptcy assistance. I would like to make special mention to Holly Mclure Larson who helped me out more than I could possibly imagine and went far above and beyond my highest hopes and expectations after I was still facing harassment and threats from a VERY aggressive Collection Agency trying to collect on the discharged debt and due to the very gracious help from Holly who is FANTASTIC I feel so much better and cannot thank her and the entire team at Debt Advisors enough.

    thumb alex avila
  • review rating 5  Debt Advisors is a wonderful company and I highly recommend them. Attorney Mike Georg has been so easy to work with and extremely helpful and kind throughout the process. Other amazingly helpful and caring staff I worked with were Holly, Julie and Jess. Thank you all!

    thumb Mary Jean
  • review rating 5  Awesome services, I went there feeling impending doom, and left with certainty that someone cares. Michael Georg was friendly and helpful informing me on what is best for my family.

    thumb Charles Sutton
  • review rating 5  My experience with Debt Advisors was wonderful, Michael Georg and his staff are very respectful, helpful and knowledgeable about the steps that need to be taken in your case. My case was simple but challenging for me but they made sure that I didn’t panic and they were able to resolve my case in a very quick and timely manner. I appreciate the time and consideration that they took with my case. Would highly recommend

    thumb Bradley Harrison
  • review rating 5  Debt Advisors is a Top notch law firm!! I was an emotional mess. Lawyer Michael Georg was so compassionate & understanding. He reassured me everything was going to be okay. He explained everything step by step. The cost was very reasonable & he works with you! He's the Best!! The ladies in the office were very sweet, also! I couldn't have found a better place to take care of me. Totally put my mind at ease. HIGHLY RECOMMENDED!!!!! You won't be disappointed!

    thumb Lauri Z
  • review rating 5  Excellent customer service and staff. Got back to me in a timely manner regarding any questions I had. Made filing bankruptcy easy and pain free.

    thumb Amanda Marie Holterman
  • review rating 5  I had an awesome experience with the entire team at Debt Advisors(D.A.). They made a very stressful and complicated situation very easy. When going into this I thought this process was going to be very long and stressful as I did not know what to fully expect. From my very first meeting to my last I had nothing but an easy and pleasant process. Every one was so knowledgeable and helpful! I could not have asked for a better team to assist me in my time of need. Sending a very big Thank you to all the staff at D.A. you guys are amazing.

    thumb Cecilia Brito
  • review rating 5  Debt Advisors Law Offices rock! I went into bankruptcy not knowing what to expect but Mr. Pietrek who represented me put my mind at ease. Mr. Pietrek answered all of my question in-person and on the phone. I never felt uncomfortable or embarrassed. The amount of money I had to pay was like half the amount I would have had to pay going through ay other firm. If for some reason I had to go through bankruptcy again there would be no one else I would use. Good people good prices great services.

    thumb CJ M
  • review rating 5  I am so grateful for the Debit Advisors in assisting me to get my life back on track. I have great respect for them. Debit Advisors has integrity! I was in a very difficult situation and they guided me through. They were honest with me about what I could and could not do, what is allowable and not allowable, they got bill collectors off my back and they replied back to me in a timely manner when I had questions. As long as I did my part in the process, they more than did their part.

    thumb Kathy Carter

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