Winnebago County Consumer Debt Attorneys
If you are faced with substantial debts from credit cards or medical bills, it may be in your best interest to file for Chapter 7 bankruptcy, also known as a “liquidation” or “complete” bankruptcy. Chapter 7 bankruptcy, for those who qualify, allows a person to discharge certain debts in a four to five month process. This is often the best option to obtain debt relief in Wisconsin.
At Debt Advisors, S.C., our firm has worked with clients in Oshkosh, Milwaukee and throughout the state to help them eliminate debt through the bankruptcy process. Our experienced attorneys can efficiently and effectively guide you through the Chapter 7 process. Talk with a lawyer first if you are considering bankruptcy and get honest answers about your unique situation.
Oshkosh Chapter 7 Bankruptcy Lawyers
Under the new bankruptcy laws passed in 2005, a person cannot successfully file for Chapter 7 bankruptcy if he or she has already received a bankruptcy discharge within the last six to eight years. The attorneys at Debt Advisors will help you determine if Chapter 7 will work for you. We will help you compare your income to the median income in Wisconsin using the Means Test established by the new bankruptcy laws. (we should inset a link to the median income table for the State of Wisconsin)Debts that may be discharged in a Chapter 7 include:
- Credit card and store card debts
- Medical bills
- Payday loans
- Personal loans
- Deficient balances on cars and real estate
If you have questions about whether Chapter 7 bankruptcy is right for your situation or whether Chapter 13 may present a better option for you, talk with an experienced lawyer at Debt Advisors today.
Schedule a Free Initial Consultation With Debt Advisors, S.C.
Get a free quote over the phone and schedule an appointment for a free initial consultation with us at Debt Advisors, S.C. We can help you make the right choice for your financial future. Contact us by e-mail or by calling one of our six Wisconsin offices, including Oshkosh, at 888-222-5615.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.